Mutual Fund Calculator

Estimate the future value of your SIP or one-time mutual fund investment and understand how compounding may grow your money over time.

This calculator provides illustrations only, based on your assumptions. Mutual fund investments are subject to market risk; returns are not guaranteed. Consider consulting a qualified financial adviser before investing.

Plan your investment

Enter your amount, expected annual return, and investment period.

Monthly investment₹5,000

₹

Expected annual return 12%

Actual investment returns can be higher or lower than this estimate.

Investment period 10 years

Longer investment periods can increase the effect of compounding.

Estimated outcome

Based on a monthly SIP of ₹5,000 for 10 years.

Estimated maturity value₹11,61,695

Amount invested₹6,00,000

Estimated returns₹5,61,695

Estimated growth over time

Amount investedEstimated value

How the mutual fund calculator works

For a SIP, the calculator assumes each monthly contribution earns the annual return rate you select, compounded monthly. For a one-time investment, it applies annual compounding to the initial amount. The figures are estimates for planning and not a prediction of fund performance.

What is a SIP?

A Systematic Investment Plan (SIP) is a method of investing a fixed amount at regular intervals, commonly every month. It can help build investment discipline and may reduce the impact of market timing.

Can this calculator guarantee my returns?

No. Mutual fund values can rise or fall. Fund expenses, taxes, changes in market conditions, and the investment chosen may affect your actual results.